A payment card is a device that enables its owner (the cardholder) to make a payment by electronic funds transfer. The most common types of payment cards are credit cards and debit cards. Payment cards are usually embossed plastic cards, 85.60 × 53.98 mm in size, which comply with the ISO/IEC 7810 ID-1 standard. They usually also have an embossed card number conforming with the ISO/IEC 7812 numbering standard.
ref: https://en.wikipedia.org/wiki/Payment_card
Today there are many types of cards (payment / credit), there is one of simple way to test the card number, whether valid / invalid, using the Luhn algorithm. Matching publisher network can also be done if it had known the data of the card's issuer networking.
What goal? |
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○ Check/validate Card Number based on Luhn Algorithm. |
○ Check Type, Issuer, Active. |
○ Random Card Number Generator Simulation. |
○ For Learning Purpose. |
Main Class for PayCard Checker |
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Source Code
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 | using System; using System.Collections; using System.Collections.Generic; using System.Diagnostics; using System.Linq; // .Net Framework 4.0 namespace TechScales { internal class PayCardEngine { ~PaymentCardEngine() { if (Cards != null && Cards.Count > 0) { Cards.Clear(); Cards = null; } GC.Collect(); GC.WaitForPendingFinalizers(); } internal enum CardType { Unidentify = -1, AmericanExpress = 0, Bankcard, ChinaUnionPay, DinersClubCarteBlanche, DinersClubenRoute, DinersClubInternational, DinersClubUSA_Canada, DiscoverCard, InterPayment, InstaPayment, JCB, Laser, Maestro, Dankort, NSPKMIR, MasterCard, Solo, Switch, Visa, UATP, Verve, CardguardEadbGils, } internal enum Active { Undefined = -1, No = 0, Yes = 1, } internal enum Checker { None = 0, Luhn = 1, } internal class ValidThrough { public ValidThrough(int month, int year) { Month = month; Year = year; } public int Month { get; set; } public int Year { get; set; } public override string ToString() { return string.Concat(Month, "/", (Year % 1000)); } } internal static void ResetCardsData() { if (Cards != null) { Cards.Clear(); Cards = null; } Cards = new List<PayCard>(); } static List<PayCard> Cards { get; set; } internal class PayCard { } } } |
Card Type, can be added within enum PayCardEngine.CardType after line41. Card Type also can be taken uniquely from added card data network. Class PayCard will described in here.
Value Format (each line)
[issuing_network]◘[iin_ranges]◘[active]◘[length]◘[validation] Issuing Network * | IIN Ranges * | Active | Length * | Validation |
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string | string separated by comma, range separated by dash- | PayCardEngine.Active | int separated by comma, | PayCardEngine.Checker |
eg: | ||||
Diners Club - International | 300-305,309,36,38-39 | Yes | 14 | Luhn |
Diners Club enRoute | 2014,2149 | No | 15 | None |
Source Code
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 | using System; using System.Collections; using System.Collections.Generic; using System.Diagnostics; using System.Linq; // .Net Framework 4.0 namespace TechScales { partial class PayCardEngine { ~PayCardEngine() { if (Cards != null && Cards.Count > 0) { Cards.Clear(); Cards = null; } GC.Collect(); GC.WaitForPendingFinalizers(); } internal static string Data { get { return @" Issuing network IIN ranges Active Length Validation ****************************************************************************************************************** ○ American Express ◘34,37 ◘Yes ◘15 ◘Luhn Bankcard ◘5610,560221-560225 ◘No ◘16 ◘Luhn China UnionPay ◘62 ◘Yes ◘16-19 ◘Luhn Diners Club Carte Blanche ◘300-305 ◘Yes ◘14 ◘Luhn Diners Club enRoute ◘2014,2149 ◘No ◘15 ◘ Diners Club International ◘300-305,309,36,38-39 ◘Yes ◘14 ◘Luhn Diners Club USA & Canada ◘54,55 ◘Yes ◘16 ◘Luhn Discover Card ◘6011,622126-622925,644-649,65 ◘Yes ◘16,19 ◘Luhn InterPayment ◘636 ◘Yes ◘16-19 ◘Luhn InstaPayment ◘637-639 ◘Yes ◘16 ◘Luhn JCB ◘3528-3589 ◘Yes ◘16 ◘Luhn Laser ◘6304,6706,6771,6709 ◘No ◘16-19 ◘Luhn Maestro ◘50,56-69 ◘Yes ◘12-19 ◘Luhn Dankort ◘5019,4175,4571 ◘Yes ◘16 ◘Luhn NSPK MIR ◘2200-2204 ◘Yes ◘16 ◘Luhn MasterCard ◘2221-2720 ◘No ◘16 ◘Luhn MasterCard ◘5 ◘Yes ◘16 ◘Luhn Solo ◘6334,6767 ◘No ◘16,18,19 ◘Luhn Switch ◘4903,4905,4911,4936,564182,633110,6333,6759◘No ◘16, 18, 19 ◘Luhn Visa ◘4 ◘Yes ◘13, 16, 19 ◘Luhn UATP ◘1 ◘Yes ◘15 ◘Luhn Verve ◘506099-506198,650002-650027 ◘Yes ◘16, 19 ◘Luhn CARDGUARD EAD BG ILS ◘5392 ◘Yes ◘16 ◘Luhn "; } } } } |
Credit card data can be added by insert formatted value(s) within string PayCardEngine.Data, after line48 and before double quote line49. Also card data can be added by external string source/Properties.Resource that formatted as above
List of payment card number formats, validation by Luhn Algoritm
Card Issuer | IIN Range | Length ( Number of digits ) |
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American Express | 34, 37 | 15 |
Diners Club - Carte Blanche | 300, 301, 302, 303, 304, 305 | 14 |
Diners Club - International | 36 | 14 |
Diners Club - USA & Canada | 54 | 16 |
Discover | 6011, 622126 to 622925, 644, 645, 646, 647, 648, 649, 65 | 16 |
InstaPayment | 637, 638, 639 | 16 |
JCB | 3528 to 3589 | 16 |
Laser | 6304, 6706, 6771, 6709 | 16-19 |
Maestro | 5018, 5020, 5038, 5893, 6304, 6759, 6761, 6762, 6763 | 16-19 |
MasterCard | 51, 52, 53, 54, 55 | 16-19 |
Visa | 4 | 13-16 |
Visa Electron | 4026, 417500, 4508, 4844, 4913, 4917 | 16 |
PayCard Properties
Name | Type | eg: value |
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Number | string | "4987 6543 2101 2349" |
Active | PayCardEngine.Active | PayCardEngine.Yes |
cardNum | string | "4987654321012349" (number only) |
Checker | PayCardEngine.Checker | PayCardEngine.Checker.Luhn |
ExpectedCheckDigit | int32 | 9 |
Expired | PayCardEngine.ValidThrough | {12/24} |
Holder | string | null |
IIN | string | "4" |
Issuer | string | "Visa" |
IsValid | boolean | true |
IsValidChecker | boolean | true |
IsValidLength | boolean | true |
Type | PayCardEngine.CardType | PayCardEngine.CardType.Visa |
ValidLength | array of int32 | int[3] {13, 16, 19} |
ValidThrough | DateTime | {31/12/2024 23:59:59} |
Source Code
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204 205 206 207 208 209 210 211 212 213 214 215 216 217 218 219 220 221 222 223 224 225 226 227 228 229 230 231 232 233 234 235 236 237 238 239 240 241 242 243 244 245 246 247 248 249 250 251 252 253 254 255 256 257 258 259 260 261 262 263 264 265 266 267 268 269 270 271 272 273 274 275 276 277 278 279 280 281 282 283 284 285 286 287 288 289 290 291 292 293 294 295 296 297 298 299 300 301 302 303 304 305 306 307 308 309 310 311 312 313 | using System; using System.Collections; using System.Collections.Generic; using System.Diagnostics; using System.Linq; // .Net Framework 4.0 namespace TechScales { partial class PayCardEngine { internal class PayCard { ~PayCard() { GC.Collect(); GC.WaitForPendingFinalizers(); } public PayCard() { InitCardData(); } public PayCard(string cardNumber) { InitCardData(); Number = cardNumber; CheckCard(); } /// <summary> /// /// </summary> /// <param name="issuingNetwork">Network</param> /// <param name="iIN">Issuer Identification Number</param> /// <param name="active">Status</param> /// <param name="checker">Checker</param> public PayCard( string issuingNetwork, string iIN, Active active = Active.Undefined, Checker checker = Checker.None) { InitCardData(); if (string.IsNullOrWhiteSpace(issuingNetwork) || string.IsNullOrWhiteSpace(iIN)) { throw new InvalidOperationException( "Data Issuing Network Or IIN, cannot be null"); } Issuer = issuingNetwork; IIN = iIN; Active = active; Checker = checker; } static bool isProcessing = false; private CardType GetCardType(string issuer) { var t = CardType.Unidentify; if (!Enum.TryParse<CardType>(issuer.Replace(" ", "").Replace("_", " "), true, out t)) t = CardType.Unidentify; return t; } private PayCardEngine.Active GetStatus(string data, bool undefAsActive = true) { PayCardEngine.Active r; data = data.Replace(" ", ""); if (string.IsNullOrWhiteSpace(data) || !Enum.TryParse<PayCardEngine.Active>(data, true, out r)) { r = PayCardEngine.Active.Undefined; } return undefAsActive && r == PayCardEngine.Active.Undefined ? PayCardEngine.Active.Yes : r; } private PayCardEngine.Checker GetChecker(string data) { PayCardEngine.Checker r; if (string.IsNullOrWhiteSpace(data) || !Enum.TryParse<PayCardEngine.Checker>(data, true, out r)) { r = PayCardEngine.Checker.None; } return r; } /// <summary> /// get array of integer from string data contains , - /// </summary> /// <param name="data"></param> /// <returns></returns> private int[] GetRanges(string data) { var ir = data.Split(',').Select(s => s.Replace(" ", "")).ToList(); if (ir.Any(a => a.Contains("-"))) { var spr = ir.Where(w => w.Contains("-")).ToList(); ir = ir.Except(spr).ToList(); foreach (var s in spr) { var nxt = s.Split('-'); var frs = Convert.ToInt32(nxt.First()); var lst = Convert.ToInt32(nxt.Last()); var cnt = ((int)Math.Abs(lst - frs)) + 1; var inv = frs > lst; if (inv) { frs = lst; } ir.AddRange( Enumerable.Range(frs, cnt).Select(r => r.ToString()).ToArray()); } } return ir.Distinct().Select(s => Convert.ToInt32(s)).ToArray(); } internal void InitCardData() { if ((Cards != null && Cards.Count > 0) || isProcessing) return; isProcessing = true; var ccc = new List<PayCard>(); var sep = new string[] { "\r\n" }; var spl = StringSplitOptions.RemoveEmptyEntries; var dat = PayCardEngine.Data.Split(sep, spl).Where(w => w.Contains('◘')); if (dat.Count() > 0) { foreach (var cc in dat) { var cs = cc.Split('◘'); var id = cs[0].Trim(); var rg = GetRanges(cs[1]); var ac = GetStatus(cs[2]); var lg = GetRanges(cs[3]); var ck = GetChecker(cs[4]); foreach (var r in rg) { var crd = new PayCard(id, r.ToString(), ac, ck) { ValidLength = lg, Type = GetCardType(id) }; ccc.Add(crd); crd = null; } } ccc = ccc .Where(w => !string.IsNullOrWhiteSpace(w.IIN)) .OrderByDescending(o => Convert.ToInt32(o.IIN)) .ThenBy(t => t.Issuer) .ToList(); } Cards = ccc; isProcessing = false; } internal void CheckCard() { if (Cards == null || Cards.Count <= 0 || isProcessing || string.IsNullOrWhiteSpace(cardNum)) return; var ccc = Cards.Where(w => !string.IsNullOrWhiteSpace(w.IIN)); var cin = ccc.Select(s => s.IIN); foreach (var iin in cin) { if (cardNum.StartsWith(iin)) { var cd = ccc.Where(w => w.IIN == iin).ToArray(); if (cd != null && cd.Length > 0) { var c = cd[0]; Issuer = c.Issuer; IIN = c.IIN; Active = c.Active; Checker = c.Checker; ValidLength = c.ValidLength; Type = GetCardType(c.Issuer); break; } } } } private string cardNum = ""; private string number = ""; public string Number { get { return number; } set { if (string.IsNullOrWhiteSpace(value)) cardNum = value; else { var dat = value.Where(w => "0123456789".Contains(w)).ToArray(); if (dat == null || dat.Length == 0) { cardNum = ""; } else { cardNum = string.Concat(dat); } } number = value; CheckCard(); } } public string Holder { get; set; } protected Checker Checker { get; set; } /// <summary> /// Issuing Network /// </summary> protected string Issuer { get; set; } /// <summary> /// Issuer Identification Number /// </summary> protected string IIN { get; set; } public int ExpectedCheckDigit { get { return string.IsNullOrWhiteSpace(cardNum) || cardNum.Length < 2 ? -1 : Luhn.ValidCheckDigit(cardNum.Remove(cardNum.Length - 1)); } } public Active Active { get; set; } private CardType ct = CardType.Unidentify; public CardType Type { get { return ct; } set { ct = value; } } private DateTime validThru = DateTime.Now; public DateTime ValidThrough { get { return validThru; } set { SetValidThrough(value.Month, value.Year); } } public void SetValidThrough(int month, int year) { validThru = new DateTime(year, month, 1, 23, 59, 59).AddMonths(1).AddDays(-1); } public bool IsValid { get { return IsValidLength && IsValidChecker; } } public bool IsValidChecker { get { return string.IsNullOrWhiteSpace(cardNum) ? false : (Checker == PayCardEngine.Checker.Luhn ? cardNum.IsLuhnVerified() : true); } } public bool IsValidLength { get { return !string.IsNullOrWhiteSpace(cardNum) && ValidLength.Contains(cardNum.Length); } } public ValidThrough Expired { get { return new ValidThrough(validThru.Month, validThru.Year); } } private IEnumerable<int> ValidLength { get; set; } private Random rnd = new Random(Environment.TickCount); private string GenerateRandomNumber(PayCard ccc) { var len = rnd.Next(ccc.ValidLength.First(), ccc.ValidLength.Last()); var num = string.Concat( ccc.IIN, string.Concat( Enumerable .Repeat(0, len - ccc.IIN.Length) .Select(s => rnd.Next(0, 9)) .ToArray()) ); ccc.Number = num; return string.Concat(num.Remove(num.Length - 1), ccc.ExpectedCheckDigit); } public string GenerateRandomCardNumber() { if (Cards == null || Cards.Count == 0) InitCardData(); var ccc = Cards[rnd.Next(0, Cards.Count - 1)]; return GenerateRandomNumber(ccc); } public string GenerateRandomCardNumber(CardType card, bool activeOnly = false) { if (Cards == null || Cards.Count == 0) InitCardData(); var ccc = (!activeOnly ? Cards : Cards.Where(w => w.Active == PayCardEngine.Active.Yes).ToList()) .FindAll(f => f.Type == card); if (ccc != null && ccc.Count > 0) { var i = rnd.Next(0, ccc.Count - 1); return GenerateRandomNumber(ccc[i]); } else return string.Empty; } public string GenerateRandomCardNumber(string iin, int length) { var num = string.Concat( iin, string.Concat( Enumerable .Repeat(0, length - iin.Length - 1) .Select(s => rnd.Next(0, 9)) .ToArray()) ); return string.Concat(num, Luhn.ValidCheckDigit(num)); } } } } |
Other properties can be added (eg: (bitmap)Network Logo, (bitmap)Bank Logo). How to test and usage the code described in here
Test and Usage |
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Immediate Window |
var cs = new TechScales.PayCardEngine.PayCard(); |
{TechScales.PayCardEngine.PayCard}Active: No cardNum: "" Checker: None ct: Unidentify ExpectedCheckDigit: -1 Expired: {8/16} Holder: null IIN: null Issuer: null IsValid: false IsValidChecker: false IsValidLength: false Number: "" number: "" rnd: {System.Random} Type: Unidentify ValidLength: null ValidThrough: {10/08/2016 20:07:22} validThru: {10/08/2016 20:07:22} |
cs.Number = "4987 6543 2101 2345"; |
"4987 6543 2101 2345" |
?cs |
{TechScales.PayCardEngine.PayCard} Active: Yes
cardNum: "4987654321012345"
Checker: Luhn
ct: Visa
ExpectedCheckDigit: 9
Expired: {8/16}
Holder: null
IIN: "4"
Issuer: "Visa"
IsValid: false
IsValidChecker: false
IsValidLength: true
Number: "4987 6543 2101 2345"
number: "4987 6543 2101 2345"
rnd: {System.Random}
Type: Visa
ValidLength: {int[3]}
ValidThrough: {10/08/2016 20:07:22}
validThru: {10/08/2016 20:07:22}
|
cs.Number = "4987654321012349"; |
"4987654321012349" |
?cs |
{TechScales.CreditCardsEngine.CreditCard}Active: Yes cardNum: "4987654321012349" Checker: Luhn ct: Visa ExpectedCheckDigit: 9 Expired: {8/16} Holder: null IIN: "4" Issuer: "Visa" IsValid: true IsValidChecker: true IsValidLength: true Number: "4987654321012349" number: "4987654321012349" rnd: {System.Random} Type: Visa ValidLength: {int[3]} ValidThrough: {10/08/2016 20:07:22} validThru: {10/08/2016 20:07:22} |
var card1 = new TechScales.PayCardEngine.PayCard(); /* Create New Card with initialized Number */ var card2 = new TechScales.PayCardEngine.PayCard("4987 6534 2101 2349"); /* Create New Card with initialized values */ var card3 = new TechScales.PayCardEngine.PayCard( "Visa", "4", TechScales.PayCardEngine.Active.Yes, TechScales.PayCardEngine.Checker.Luhn); card2.ValidThrough = DateTime.Now.AddYear(5); card2.Holder = "My name TechScales"; |